Dave Ramsey's website listed 29 ways to leap out of debt the other day. Read them here and then list in the comments which ones you are already doing and the ones you are going to start doing.
I (we, my wife and I) am doing: 1, 2, 3, 5, 6, 7 (in a nice way), 8, 9, (10 - we have no car debt) 11, 12, 13, 14 (six years and counting), 15 (almost every day), 16, 16 1/2 (still investing :), 18 (and now am debt free except the house), 19, 20, 24, 26 ;), 28.
I will be doing 29 soon. The others don't really apply to me or I don't need to do them at this point in my life. There is one thing that I would consider if it did not scare me to death, was cheap or free, and if Bethany would let me and I knew I would jump. See video below:
Showing posts with label Dave Ramsey. Show all posts
Showing posts with label Dave Ramsey. Show all posts
6 yr old Letter to the President
@Marthas_Place (Director of exceptional guest experience for the Dave Ramsey Show) had this photo on her yfrog:
Dave Ramsey - Gotta Have Faith
Dave explains how he came to believe there is a God:
To listen instead of read, scroll down to the bottom.
Site to Follow
Pseudonymous and his wife Whatchamacallit are newly weds battling their $135,000 debt using the principles they have and are learning from Financial Peace University and Dave Ramsey. Their website details their budget and goals and how things are coming along (Click HERE for their current budget).
They have just started this journey, so if you find it interesting to follow someone from -$135,000 to $0.00 and then sky high like I am, this is the one to follow. I can't wait to see their true identity and hopefully they will scream We're Debt Free on a Friday on the Dave Ramsey show.
Keep on trucking Mr and Mrs Pseudonymous! I will be following.
Debt Cometh
Some of my money links:
- Saving Money
- Credit Cards from Mint
- Camping
- Budgeting Again
- Budgeting Without Hoarding for the Elect (awesome book title)
- Rules for Rewards Cards (a Clark Howard Post)
Rules for Reward Cards | www.clarkhoward.com
Rules for Reward Cards | www.clarkhoward.com
Dave Ramsey hates credit cards, but if you are going to be using them anyway, Clark Howard warns that rewards cards trick the brain to think that the rewards are a good reason to spend more. Not a single millionaire got wealthy from the points, cash, airline miles, ect. that they get from credit cards.
Sure you can make it work (one caller has), but is it worth it? People smarter than me do not think so. Use cash. From experience, it seems like you are really losing money when you pull a twenty dollar bill out of your wallet and break it to pay for a $4.00 coffee. If you set up your budget and include some spending money, take it out as cash and then only use that cash on things for yourself, and keep in the back of your mind that every dollar that is left in your wallet at the end of the month can go into your savings account or go to pay off your minivan.
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Excited to Be DEBT FREE!!!
Shay Butler records the minutes leading up to him and his family yelling "WE'RE DEBT FREE" and posts it to Youtube. Dave Ramsey added it to his website here. I'll let you know when Bethany and I will be on the Dave Ramsey show so you can tune in...
Got 7 Minutes?
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| Image from Facebook/DaveRamsey |
If you have the radio on, or have 7 minutes to listen to something that could change your life (maybe), definitely listen to this: Ripoff Rant.
I wish I could embed it, but I'm not seeing that option.
If you don't have time to listen, then just remember these words: "You have responsibility to balance your cotton-picking checking account!" -Dave Ramsey.
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